What does a home warranty cover and what’s excluded?

Home warranties can feel a bit confusing, so let’s break down what they really offer. These plans are designed to give homeowners peace of mind by covering repairs or replacements for major systems and appliances—think heating, A/C, and kitchen essentials. You can choose coverage for just systems, just appliances, or bundle both, and there are often add-ons for extra protection. Keep in mind, though, structural elements and any preexisting conditions aren’t included. Every plan has its own coverage limits and fine print, so it’s important to look closely at the details before making a decision. As your trusted Lincoln real estate team, we believe in making the process clear and manageable—"Value Over All" means helping you navigate every step, including understanding the ins and outs of home warranties, so you can move forward with confidence.

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